Savings Goal Planner
“I want $3,000 by December — what do I put aside?”
How much a month, how long it'll take, or what you'll end up with — pick whichever one you don't know. The interest is compounded properly, and it tells you what the money will actually be worth by the time you get there.
- Three questions, one tool — solve for the amount, the date or the total
- A chart that separates your own money from what the interest added
- What it'll be worth in today's money, which most calculators quietly skip
- Optional tax on the interest, and it shows what a tax-free account would do instead
- Quarter, half and three-quarter dates, plus a year-by-year table to print
- This one is finished and tested — not on the build list
- It will be $9, same as every other tool
- One email when it goes up, no list, no spam
Three steps, then you're done
Plus whatever you've already got saved.
How much a month? How long? Or what will I have?
With the real-terms figure next to the headline one.
Questions
Do I need to install anything?
No. Each tool is a single file. Double-click it and it opens in Chrome, Edge, Safari or Firefox — whichever you already have. No account, no password, no software.
Does anything get uploaded?
No. Your numbers and files never leave your computer — the tools have no way to send them and no internet connection is needed to run them. You can switch your wi-fi off and they still work.
I'm not good with computers. Is this too hard?
The first thing every tool does is walk you through it in five short screens with pictures. Then there's a button that fills it with example numbers so you can watch it work before touching anything.
Will it work on my phone?
Yes. Email yourself the file and open the attachment, or drop the files in iCloud Drive, Dropbox or Google Drive and open them from there — then they're on every device you own.