Who Owes Who
“Six of us went away and everyone paid for random things — settle it up.”
Four people on a trip end up owing each other in six directions. Type in who paid for what and this untangles the lot — then works out the smallest possible set of payments that squares everybody off, so nobody sends money back and forth.
- Tap who each expense was actually for — the person who skipped dinner pays nothing towards it
- The fewest possible payments, not just a list of who owes what
- Every sum done in whole pennies, so the split always adds back up exactly
- A 'check my share' panel that shows anyone exactly how their number was reached
- Six currencies, and optional rounding so nobody transfers $58.54
- This one is finished and tested — not on the build list
- It will be $9, same as every other tool
- One email when it goes up, no list, no spam
Three steps, then you're done
Real names. It makes settling up far less awkward.
Who put the money down, and who it was for.
Usually two or three, however tangled it looked.
Questions
Do I need to install anything?
No. Each tool is a single file. Double-click it and it opens in Chrome, Edge, Safari or Firefox — whichever you already have. No account, no password, no software.
Does anything get uploaded?
No. Your numbers and files never leave your computer — the tools have no way to send them and no internet connection is needed to run them. You can switch your wi-fi off and they still work.
I'm not good with computers. Is this too hard?
The first thing every tool does is walk you through it in five short screens with pictures. Then there's a button that fills it with example numbers so you can watch it work before touching anything.
Will it work on my phone?
Yes. Email yourself the file and open the attachment, or drop the files in iCloud Drive, Dropbox or Google Drive and open them from there — then they're on every device you own.