Yearly Bills Planner
“How much do I set aside monthly so Christmas and the car insurance don't ambush me?”
Christmas, the car insurance, the MOT, the vet. You know they are coming and they still arrive like bad news, because nothing was set aside. List them once and this works out the one monthly amount that covers all of them.
- One number to put aside each month, not twelve guesses
- Knows you are starting today, not in January
- Every month of the year ahead, and what lands in it
- Flags anything due soon that you cannot save for in time
- A printable plan you can stick on the fridge
- This one is finished and tested — not on the build list
- It will be $9, same as every other tool
- One email when it goes up, no list, no spam
Three steps, then you're done
Only the bills that arrive as a lump — not rent or the phone.
Twelve months, what lands in each, and how the pot builds.
One amount a month and none of them are a shock again.
Questions
Do I need to install anything?
No. Each tool is a single file. Double-click it and it opens in Chrome, Edge, Safari or Firefox — whichever you already have. No account, no password, no software.
Does anything get uploaded?
No. Your numbers and files never leave your computer — the tools have no way to send them and no internet connection is needed to run them. You can switch your wi-fi off and they still work.
I'm not good with computers. Is this too hard?
The first thing every tool does is walk you through it in five short screens with pictures. Then there's a button that fills it with example numbers so you can watch it work before touching anything.
Will it work on my phone?
Yes. Email yourself the file and open the attachment, or drop the files in iCloud Drive, Dropbox or Google Drive and open them from there — then they're on every device you own.